How it Works?

Our insurance card is actually a debit card.
It allows you to pay for medical services such as doctor visits, purchasing prescribed medications, laboratory tests, imaging and emergency room visits.
With PassportCard, you’re not limited to a shortlist of medical providers, if a doctor accepts Mastercard they’ll accept you.
Out-of- pocket expenses or long reimbursement processes belong to the past. All you have to do is contact us, we will load your card with sufficient funds and then you can pay the doctor with the card.
(Please note for the USA: Cover plans for the USA include co-pay mechanism and do not include the use of the PassportCard within the USA)

No paperwork, no hassle

If you don’t feel or had an emergency, the last thing you need is loads of paperwork to fill out. We trust you to tell us what you need, and you can trust us to sort everything out straight away. And, best of all, instead of you having to pay upfront and then claim it back, you can pay the doctor with your PassportCard.

No follow up:
Once a medical service has been provided and paid, you can just go on; there is no bureaucracy, no claim forms.

When you need medical help


Call us

Our 24/7 customer care speaks German and English. We will support you in real-time and can advise on the nearest clinic, doctor or ATM.


We will load the card

Our system calculates the amount to be charged for the services required in your country of residence. The calculation is based on data from 30 years of experience in insurance claims from around the world. Some benefits are based on flat rates set out in the policy.


Swipe the card to pay

The claim is paid in real time and the card is loaded with the required amount.

PassportCard Krankenversicherung hat 5,00 von 5 Sternen von 6 Bewertungen auf eKomi | Auslandskrankenversicherung für Expats