The international health insurance for expats abroad
Are you an expat, student or digital nomad planning your professional or private future abroad? Or do you even want to move abroad with your family for longer than 3 months?
PassportCard offers you and your loved ones comprehensive international health insurance coverage anywhere in the world.
With a rechargeable card that works like a credit card, you can access medical services worldwide as our customer, directly and without upfront payment. This flexibility allows you to freely choose doctors, medical facilities, and pharmacies.
With PassportCard, you are comprehensively covered around the globe.
In partnership with
First class service
Are you in need of medical treatment as an expat abroad? Whether you are in Europe, Asia, or America – with our comprehensive health insurance coverage, you will receive top-notch care worldwide. Simply present your PassportCard and pay directly with the funds of PassportCard. You don’t need to advance any cash or send any receipts. We handle everything directly through PassportCard. Immediately and without any reimbursement stress or upfront payments. Additionally, benefit from our English-speaking telemedicine service 24/7 worldwide.
We know your needs
As we are a team of expats from more than 30 countries, we understand you better than anyone else.
Customers’ satisfaction
Our customers’ satisfaction rate is 4 times better than the average. 9 out of 10 customers would recommend us.
24/7 inhouse service
Our team of experts in Hamburg is available for you 24/7. You will always speak to a real person within 10 seconds response.
No out-of-pocket expenses
No out-of-pocket, your card pays the doctor’s or the pharmacy’s invoice.
Comprehensive expat insurance
A wide range of benefits from doctors visits, childbirth, to surgery, hospitalization and transplants. We even cover dog sitter costs.
No claims forms, no hassle
No need to submit claim forms or wait for approvals and reimbursements. We will load money onto your PassportCard, where and when you need it.
Medical evacuation
Medical evacuation and repatriation. Managed by real people inhouse.
Any questions? We’ll call you back!
How it works with the PassportCard.
Prior to your doctor’s appointment.*
*Some benefits are based on lump sums specified in the policy. In the USA, payments are made directly via the network partners’ means of payment.
We top up your card.
We ensure sufficient credit. We will give you the PIN code for payment (via app or phone call). The claim will be settled in real time.
Upload documents.
You won’t need to fill out forms nor submit any receipts. Simply upload all your receipts and medical information to your PassportCard App.
Choose the insurance coverage that suits you.
At PassportCard, we offer an international health insurance specially designed for expatriates who intend to move abroad for more than 3 months or permanently. Our long-term international health insurance is your reliable companion whether you’re in Europe, Asia, the USA, South America, or any other country. We have the right long-term health insurance coverage for every need, whether you’re an expatriate, digital nomad, or student. Additionally, take advantage of our exclusive family offer: your children are covered free of charge for the first 3 months! (*)
Talk to us!
*Subject to terms and condition
Our entry-level plan
COMPACT
Outpatient basic care and hospital stays.
- Outpatient doctor visits (general practicioner), limited specialist visits
- Hospital accommodation in a semi-private room
- Cancer treatment
- Prescription drugs and over-the-counter drugs (limited)
- Emergency dental treatments
- Several therapy benefits
- Coverage of childcare and dog care during a hospital stay.
The worry-free coverage
COMFORT
Examinations and check-ups, pregnancy and childbirth and semi-private hospital room
- Outpatient doctor visits, including specialists
- Hospital accommodation in a semi-private room
- Cancer treatment
- Prescription drugs and over-the-counter drugs (limited)
- Emergency dental treatments (Optional add-on: dental examinations and treatments)
- Several therapy benefits
- Coverage of childcare and dog sitter costs during a hospital stay
- Maternity services and newborn care
Bestseller
The TOP Insurance
PREMIUM
Includes private hospital room, transplants, therapies and vision care
- Outpatient doctor visits, including specialists
- Hospital accommodation in a private room
- Cancer treatment
- Prescription drugs and over-the-counter drugs (limited)
- Comprehensive dental services
- Comprehensive therapy and psychotherapy services
- Coverage of childcare and dog sitter costs during a hospital stay
- Extensive maternity and newborn care benefits
- Extensive inpatient and outpatient services
- Bone marrow and organ transplants
- Comprehensive preventive medical services
- Hearing and vision aids
Bestseller
The TOP Insurance
PREMIUM
Includes private hospital room, transplants, therapies and vision care
- Outpatient doctor visits, including specialists
- Hospital accommodation in a private room
- Cancer treatment
- Prescription drugs and over-the-counter drugs (limited)
- Comprehensive dental services
- Comprehensive therapy and psychotherapy services
- Coverage of childcare and dog sitter costs during a hospital stay
- Extensive maternity and newborn care benefits
- Extensive inpatient and outpatient services
- Bone marrow and organ transplants
- Comprehensive preventive medical services
- Hearing and vision aids
Over 25 years of experience.
In 150 countries.
PassportCard Germany is part of the PassportCard Group, the leading international provider of expat health insurance. Founded in 1999, we have offices worldwide, where more than 750 colleagues take care of our customers’ needs. Our goal is clear: to provide you with the best expat health insurance in the world.
We know the world and know what is important for medical care in your desired country of residence.
For us, our customers are human beings, not just numbers. We take care of everyone with the highest level of empathy and personal service.
Our strong partnerships enable us to provide you with exclusive benefits and services offered only with PassportCard.
Our pioneering and customer-friendly solutions are repeatedly awarded prizes such as the German Innovation Award, the BOLD award, Best employer and Top Company awards.
Start new with PassportCard!
FAQ - Services provided by expatriate health insurance.
Our international health insurance provides expatriates with comprehensive coverage for stays abroad lasting a minimum of three months, whether it’s for professional activities or for those embarking on a new life in a new country.
Do you offer travel insurance?
No. PassportCard provides comprehensive health insurance for trips lasting over 3 months, guaranteeing no out-of-pocket expenses or paperwork. If you’re outside your geographical coverage area, like in the USA, you’re covered for emergency situations for up to 60 consecutive days.
Do you have a minimum contract duration?
Yes, the minimum contract duration is 3 months.
Can I be insured with you for life or does the contract need to be renewed annually?
You can be insured for life or for a specific period. The contract renews automatically every year, and you can cancel at any time with one month’s notice.
Will you cancel my current insurance?
No, we will not cancel any of your current insurances.
Can I choose my own doctor?
Yes, with PassportCard, you are free to choose any doctor as you are not limited to any network.
(Please note for the USA: Cover plans for the USA include co-pay mechanism and do not include the use of the PassportCard within the USA)
Can I choose my own hospital?
Yes, with PassportCard, you have the flexibility to choose any hospital and consult any doctor you prefer.
Do you offer family insurance?
Yes, we offer family insurance where up to 3 children are insured for free for 3 months with a minimum contract duration of one year.
Can I change my plan?
Yes, you can request to change your plan at the renewal date.
How should the zones be understood?
With PassportCard, your insurance coverage applies worldwide, except for the USA, even in your home country. Insurance coverage is limited to the countries in your zone if your destination country is in price zone 4 or 5.
Experiences with PassportCard
Anna
USA
“From the very first contact, I was perfectly looked after. The explanation, comprehensibility, speed and solution – everything went great.”
Max
UAE
“Your customer service is a great advantage for me because I can speak my native language.”
Mattheus
Canada
“I was impressed with how quickly treatment was approved and direct payment was arranged to the hospital. All of this happened literally within minutes.”
Nadiia
Australia
“Very useful and practical mobile app. Convenient to use debit card as insurance card.”
Emma
Spain
“The service is exceptional, the staff is very helpful and clear and solved the problems for me.”
Sonja
Sweden “I would like to thank the team at PassportCard very much, especially for the wonderful flower arrangement! I have never experienced anything like this from any insurance company in my entire life!”
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