Going abroad as an expat?
Our international
health insurance
comes with you.
Are you an expat, student or digital nomad planning your professional or private future abroad? Or do you even want to move abroad with your family for longer than 3 months?
PassportCard offers you and your loved ones comprehensive international health insurance coverage anywhere in the world.
With a rechargeable card that works like a credit card, you can access medical services worldwide as our customer, directly and without upfront payment. This flexibility allows you to freely choose doctors, medical facilities, and pharmacies.
With PassportCard, you are comprehensively covered around the globe.
Pay all medical expenses with PassportCard.
First class service
Are you in need of medical treatment as an expat abroad? Whether you are in Europe, Asia, or America – with our comprehensive health insurance coverage, you will receive top-notch care worldwide. Simply present your PassportCard and pay directly with the funds of PassportCard. You don’t need to advance any cash or send any receipts. We handle everything directly through PassportCard. Immediately and without any reimbursement stress or upfront payments. Additionally, benefit from our English-speaking telemedicine service 24/7 worldwide.
Convenient app – Simply contact us through the Passportcard app and organise your international health insurance any time.
24/7 Telemedicine – Arrange telephone consultations with our medical team and receive prescriptions from them as well.
24/7 help in English and other languages – Our English-speaking team of experts will answer you immediately and around the clock.
Immediate refund – We pay your expenses in real time. No need to fill out forms, wait for reimbursement or fight for it! Simply insurance. No discussion.
This is how it works with the PassportCard.
01.
Prior to your doctor’s appointment.*
Call us around the clock at +49(0)40 46 00 20 222, or load your card yourself via the PassportCard Assist app! You can visit any doctor of your choice and pay directly with your PassportCard on the spot. 100% free choice of doctor all around the globe.
02.
We top up your card.
We ensure sufficient credit. We will give you the PIN code for payment (via app or phone call). The claim will be settled in real time.
03.
Upload documents.
You won’t need to fill out forms nor submit any receipts. Simply upload all your receipts and medical information to your PassportCard App.
* Some benefits are based on lump sums specified in the policy. In the USA, payments are made directly via the network partners’ means of payment.
This is how it works with the PassportCard.
01.
Prior to your doctor's appointment.*
Call us any time at +49(0)40 46 00 20 222, or load your card yourself via our PassportCard Assist app! Visit any doctor of your choice and pay directly with your Passportcard. Guaranteed 100% free choice of doctors globally.
* Some benefits are based on lump sums specified in the policy. In the USA, payments are made directly via the network partners' means of payment.
02.
We top up your card.
We ensure sufficient credit. We will give you the PIN code for payment (via app or phone call). The claim will be settled in real time.
03.
Upload documents.
You won't need to fill out forms nor submit any receipts. Simply upload all your receipts and medical information to your PassportCard App.
Choose the insurance coverage that suits you.
At PassportCard, we offer an international health insurance specially designed for expatriates who intend to move abroad for more than 3 months or permanently. Our long-term international health insurance is your reliable companion whether you’re in Europe, Asia, the USA, South America, or any other country. We have the right long-term health insurance coverage for every need, whether you’re an expatriate, digital nomad, or student. Additionally, take advantage of our exclusive family offer: your children are covered free of charge for the first 3 months! (*)
Talk to us!
*Subject to terms and condition
Our entry level plan
COMPACT
Outpatient basic care and hospital stays.
- Outpatient doctor visits ( limited specialist)
- Prescription drugs for outpatient patients (limited)
- Cancer treatments
- Accommodation and meals in the hospital
- Emergency dental treatments
- Several therapy benefits
- Hospital accommodation in a semi-private room
- Coverage of childcare and dog care during a hospital stay.
The worry-free coverage
COMFORT
All examinations including dental, pregnancy and childbirth and a semi-private room
- Medical visits and check-ups with extended specialist benefits
- Hospital accommodation and meals in a semi-private room
- Cancer treatments
- Pregnancy and newborn care
- Several therapy benefits
- Certain prescription drugs for inpatients and outpatients
- Dental examinations and treatments
- Coverage of childcare and dog care during a hospital stay.
The top insurance
PREMIUM
Includes single-bed room, transplants, psychotherapy and vision care.
- Medical visits and check-ups
- Extensive inpatient and outpatient services
- Hospital accommodation and meals in a single-private room
- Cancer treatments
- Bone marrow and organ transplants
- Extensive pregnancy and newborn care
- Comprehensive dental services
- Comprehensive therapy and psychotherapy services
- Comprehensive wellness services
- Hearing aids and visual aids
- Childcare and dog sitter during hospitalization
Prices do not include dental coverage, coverage can be added to the Comfort and Premium plans.
OUR ENTRY LEVEL PLAN
COMPACT
Basic coverage: limited basic outpatient care and hospitalization.
- Outpatient doctor visits ( limited specialist)
- Prescription drugs for outpatient patients (limited)
- Cancer treatments
- Accommodation and meals in the hospital
- Emergency dental treatments
- Several therapy benefits
- Hospital accommodation in a semi-private room
- Coverage of childcare and dog care during a hospital stay.
The carefree insurance
COMFORT
Carefree insurance: All examinations such as dental treatment, pregnancy and birth as well as two-bed room
- Medical visits and check-ups with extended specialist benefits
- Hospital accommodation and meals in a semi-private room
- Cancer treatments
- Pregnancy and newborn care
- Several therapy benefits
- Certain prescription drugs for inpatients and outpatients
- Dental examinations and treatments
- Coverage of childcare and dog care during a hospital stay.
The most comprehensive coverage
PREMIUM
Our most comprehensive coverage: includes single-bed room, transplants, psychotherapy and vision care.
- Medical visits and check-ups
- Extensive inpatient and outpatient services
- Hospital accommodation and meals in a single-private room
- Cancer treatments
- Bone marrow and organ transplants
- Extensive pregnancy and newborn care
- Pregnancy and newborn care
- Comprehensive dental services
- Comprehensive therapy and psychotherapy services
- Comprehensive wellness services
- Hearing aids and visual aids
- Childcare and dog sitter during hospitalization
Prices do not include dental coverage, coverage can be added to the Comfort and Premium plans.
FAQ - Services provided by expatriate health insurance.
Our international health insurance provides expatriates with comprehensive coverage for stays abroad lasting a minimum of three months, whether it’s for professional activities or for those embarking on a new life in a new country.
Do you offer travel insurance?
No. PassportCard provides comprehensive health insurance for trips lasting over 3 months, guaranteeing no out-of-pocket expenses or paperwork. If you’re outside your geographical coverage area, like in the USA, you’re covered for emergency situations for up to 60 consecutive days.
Do you have a minimum contract duration?
Yes, the minimum contract duration is 3 months.
Can I be insured with you for life or does the contract need to be renewed annually?
You can be insured for life or for a specific period. The contract renews automatically every year, and you can cancel at any time with one month’s notice.
Will you cancel my current insurance?
No, we will not cancel any of your current insurances.
Can I choose my own doctor?
Yes, with PassportCard, you are free to choose any doctor as you are not limited to any network.
(Please note for the USA: Cover plans for the USA include co-pay mechanism and do not include the use of the PassportCard within the USA)
Can I choose my own hospital?
Yes, with PassportCard, you have the flexibility to choose any hospital and consult any doctor you prefer.
Do you offer family insurance?
Yes, we offer family insurance where up to 3 children are insured for free for 3 months with a minimum contract duration of one year.
Can I change my plan?
Yes, you can request to change your plan at the renewal date.
How should the zones be understood?
With PassportCard, your insurance coverage applies worldwide, except for the USA, even in your home country. Insurance coverage is limited to the countries in your zone if your destination country is in price zone 4 or 5.
Any questions? We'll call you back!
We will be happy to help you personally. Just tell us the desired date and time and we will call you back.
PassportCard
Over 25 years of experience.
In 150 countries.
PassportCard is part of the PassportCard Group, the leading international provider of expat health insurance. Founded in 1999, we have offices worldwide, where more than 750 collPassportCard Europe France is part of the DavidshieldPassportCard Group, the leading international provider of expat health insurance. Founded in 1999, we have offices in Israel, France, Germany, Cyprus and Australiaworldwide, where more than 750 colleagues take care of our customers’ needs. Our goal is clear: to provide you with the best expat health insurance in the world.eagues take care of our customers’ needs. Our goal is clear: to provide you with the best expat health insurance in the world.
Customers in 150 countries – We know the world and know what is important for medical care in your desired country of residence.
Personal contact person – For us, our customers are human beings, not just numbers. We take care of everyone with the highest level of empathy and personal service.
Partnerships with AWP (Allianz), MGEN and Mastercard – Our strong partnerships enable us to provide you with exclusive benefits and services offered only with PassportCard.
Multiple awards – Our pioneering and customer-friendly solutions are repeatedly awarded prizes such as the German Innovation Award, the BOLD award, Best employer and Top Company awards.
Experience with PassportCard.
Experience with PassportCard.
Experience with PassportCard.
Experience with PassportCard.
Experience with PassportCard.
